Our mission is to empower independent RIAs to give their clients the highest probability of achieving their goals while reducing risk.  There are two fundamental philosophies for managing money:  passive based and active based.  Passive, is more of a buy-and-hold approach relying on diversification to mitigate market volatility.  Active is based on the belief that there are times to be in the market, and times to be out.  The passive approach tends to do best in rising markets, and the active management tends to excel in declining markets.

We observed that a blend of both approaches tends to give clients a smoother ride through different market conditions and thus created customized portfolios that do just that.

We can’t control nor predict the markets.  What we know is that markets rise and fall while trending up over time.  We want to be prudent in managing what the market gives us.  Our management team can dynamically move client money from a risk-based allocation to a more defensive-based allocation centered on definable market metrics.

We monitor analytic tools daily and make changes as required.  We remove the emotion and use data to trigger a move to cash, or counter with a hedge.  We move the money based on a predetermined formula as market conditions dictate.

We expect... the unexpected.